What if the bank freezes funds and asks for ID and address verification ?
It is not easy as you think cos the banks and credit card companies like visa.mastercard have anti fraud systems in place
The systems may trigger fraud alert if the transactions are done outside US or suspicious funds transfers.The banks may freeze funds and ask for ID proof of card holder and account activity proofs.
What if the the card is lost or not working ? How ill you get a new one or report bank of stolen card ?
What if the original holder(on person on whom the card is misused) of the card turns on you and claims that it is his card (including the money in the card) ?
So it always safe to have bank accounts and card on own name,unless you are doing illegal activities




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